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Cash buyer vs. Leveraged Assets

James Adair

Published 2 weeks ago

1st time buyer considering a significant purchase with all-cash. Here is the value of retaining her position as a cash buyer, helping to maximize her position in a difficult sellers market. But coming in with Delayed cash out financing with in 90 days of close. Taking back that money within 90 days allows her to deduct interest as acquisition debt, plus increase wealth by harnessing compound growth of invested dollars over time, while maintaining liquidity.

National Rate Averages

Conf. 30Y Fixed

3.27%
-0.027

FHA 30Y Fixed

3.384%
-0.028

Jumbo 30Y Fixed

3.244%
0.044

Rate averages are calculated from actual locked rates. Learn more.

Affordability Presentations

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Refinancing Presentations

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Sierra Pacific Mortgage

Company NMLS# 1788

1780 Iron Point Road
Suite 200
Folsom, CA 95630
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©2021 Sierra Pacific Mortgage Company, Inc., NMLS #1788 Equal Housing Lender. 1180 Iron Point Road, Suite 200, Folsom, CA 95630 (Tel. 800-447-3386).
Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act # 417-0015. AZ: Mortgage Banker License 0905006 DE: Licensed by the Delaware State Bank Commissioner # 9801, exp. 12/31/2021 GA: Georgia Residential Mortgage Licensee 16444. IL: Residential Mortgage Lender, NMLS# MB.0006383. For licensing information, go to: http://www.nmlsconsumeraccess.org MA: Mortgage Lender License & Mortgage Broker License MC1788. ME: Supervised Lender License SLM9214. NV: Licensed in Nevada 3268. We provide mortgage lending and brokering services. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker-NYS Department of Financial Services. OR: License # ML-460. RI: Rhode Island Licensed Loan Broker 20072185LB & Rhode Island Licensed Lender 20072187LL. VA: NMLS ID # 1788 For licensing information, go to: http://www.nmlsconsumeraccess.org. Sierra Pacific Mortgage Company Privacy Policy. http://www.sierrapacificmortgage.com/privacy

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act # 417-0015. AZ: Mortgage Banker License 0905006 DE: Licensed by the Delaware State Bank Commissioner # 9801, exp. 12/31/2021 GA: Georgia Residential Mortgage Licensee 16444. IL: Residential Mortgage Lender, NMLS# MB.0006383. For licensing information, go to: http://www.nmlsconsumeraccess.org MA: Mortgage Lender License & Mortgage Broker License MC1788. ME: Supervised Lender License SLM9214. NV: Licensed in Nevada 3268. We provide mortgage lending and brokering services. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker-NYS Department of Financial Services. OR: License # ML-460. RI: Rhode Island Licensed Loan Broker 20072185LB & Rhode Island Licensed Lender 20072187LL. VA: NMLS ID # 1788 For licensing information, go to: http://www.nmlsconsumeraccess.org. Sierra Pacific Mortgage Company Privacy Policy. http://www.sierrapacificmortgage.com/privacy

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