Who should be be Buying right now?

James and Jason describe the kind of buyer who benefits from this current high interest rate environment:
* The LOW CASH BUYER
This 3-5% down buyer was fully dysfunctional through most of the covid/low rate real estate bonanza. The LEAST attractive offer for a seller with multiple offers.
Above list price - that low down payment makes appraisal gap coverage near zero - that request to credit to the closing costs wasn't available, and this buyer just wasn't getting any traction.
But this rate environment has slashed buyer activity, and frankly has created a temporary affordability challenge. But all the problems described above are now GONE!
This is the opportunity.
Take advantage of your new-found negotiating leverage.
When rates eventually improve, that leverage will evaporate. So take advantage of setting your home price now - and when rates do improve, you'll just be refinancing - NOT competing again.

Reviews

"I can’t believe how many times James has helped me to understand my options for buying a home. I have called him several times over the years and asked him to give me options for home buying and to simplify my loan options. I always hang up feeling very grateful for the time, the patience and the choices he comes up with. James looks at the big picture and explains every detail I need to make an informed decision. He listens and makes the world of home buying not so complicated. I would recommend James Adair to anyone. He is a master communicator. He is kind and very knowledgeable."

tracy livermore

"James and Jessica did a great job, and fit perfect for me as a first time home buyer. James discussed multiple options and helped me find a loan package that balanced both long term wealth with near term affordability. James helped me to understand the mortgage process more thoroughly, and even screenshared the exact interface that he used to lock in rates. To top it off, he attended closing with me at the escrow office and participated real time with questions I had on the final documents. 10/10 - would make a large financial decision with them again"

robert holt

"James has guided me through two home purchases. He connected me with the real estate that he felt would fit the property type I was looking for, which has also been a great success. He and his team make the home buying process a breeze."

n warren