Buy BEFORE you Sell! Turn Any offer into an ALL CASH offer

As the Market heats up we need to "reach into our BAG" of tricks as Real Estate Professionals.

What are we doing to give our buyers every possible edge in a competitive situation?

⚡Pre-Underwritten to compete with Cash offers? ✔

⚡Prepared to close in 10 days? ✔

⚡Ready to Bid Over Ask? ✔

⚡Ready to absorb any appraisal shortfalls? ✔

Prepared to turn a CONTINGENT OFFER - into a true ALL CASH OFFER? That is where this Power Buyer Program can be what gets your offer over the finish line. This program can step in to provide an all cash offer in place of any buyer. Even a first time home buyer who otherwise is financed can flip to use this all - cash program. This ISN'T just for contingent buyers (although that is the most common use case).

I do have one other possible strategy to allow otherwise contingent offers WAIVE that contingency without this Power Buyer program. That strategy is to set up a HELOC on the current home to use as the DOWN PAYMENT on the next home. Now - this buyer's income may or may not support the CURRENT DEBT + NEW HELOC DEBT + NEW PURCHASE DEBT. If the income DOES support that, off we go as a non-contingent offer. If the income DOES NOT support that- can partner with a group called "HOME SALE ASSURED" that can issue a GUARANTEED BACK UP CONTRACT to buy the departing home.

This "Back up Contract" will satisfy a key mortgage approval guideline by allowing us to FULLY EXCLUDE the monthly Debts on the current home and allow the buyer to QUALIFY to buy the next home and waive contingency.

This "HELOC + BACK UP CONTRACT" strategy would potentially be more cost efficient for the user, but not every buyer would have the appropriate combination of EQUITY and INCOME to pull that all together.

But a strategy conversation with James will uncover any potential options you might have.

Reviews

"I can’t believe how many times James has helped me to understand my options for buying a home. I have called him several times over the years and asked him to give me options for home buying and to simplify my loan options. I always hang up feeling very grateful for the time, the patience and the choices he comes up with. James looks at the big picture and explains every detail I need to make an informed decision. He listens and makes the world of home buying not so complicated. I would recommend James Adair to anyone. He is a master communicator. He is kind and very knowledgeable."

tracy livermore

"James and Jessica did a great job, and fit perfect for me as a first time home buyer. James discussed multiple options and helped me find a loan package that balanced both long term wealth with near term affordability. James helped me to understand the mortgage process more thoroughly, and even screenshared the exact interface that he used to lock in rates. To top it off, he attended closing with me at the escrow office and participated real time with questions I had on the final documents. 10/10 - would make a large financial decision with them again"

robert holt

"James has guided me through two home purchases. He connected me with the real estate that he felt would fit the property type I was looking for, which has also been a great success. He and his team make the home buying process a breeze."

n warren