The NEO EXPERIENCE

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As part of our company mission to CHANGE THE MORTGAGE INDUSTRY, we have made an investment in creating a next generation tech platform that we call the NEO EXPERIENCE!
How does one access this platform, and what does it cost? The answer is: 1. There is NO COST TO USE IT, and 2. download the NEO EXPERIENCE APP at the mobile appstore of your choice.
**SPECIAL NOTE**
>> Once you open the app, it will ask you to provide an ACCESS CODE. - the ACCESS CODE is VALUE360
By using that code, your app will connect to the Home Ownership 360 Team for any relevant communication.
Here is what the NEO Experience App gives you access to:
1. Credit Score Monitoring & Credit improvement Advice
2. Spending Tracker & Budgeting Advice
3. MORTGAGE READINESS ASSESSMENT TOOL - that will keep you in a basic state of pre-approval at all times
4. Monthly Wealth Digest reports about your real estate
5. HOME BINDER - "car fax for your home" - tracks appliances, paint colors, repairs/improvements and makes maintenance recommendations.
6. Relocation Tech - helps you forward your mail, and set up utilities with ease.
7. Our NEO "Annual Real Estate and Money Review" - Taking some time to be pro-active around your future real estate plans.
Our vision for what we can offer our clients is far beyond what most expect from their lender. We intend to create an entire new service category around managed financing.

Reviews

"I can’t believe how many times James has helped me to understand my options for buying a home. I have called him several times over the years and asked him to give me options for home buying and to simplify my loan options. I always hang up feeling very grateful for the time, the patience and the choices he comes up with. James looks at the big picture and explains every detail I need to make an informed decision. He listens and makes the world of home buying not so complicated. I would recommend James Adair to anyone. He is a master communicator. He is kind and very knowledgeable."

tracy livermore

"James and Jessica did a great job, and fit perfect for me as a first time home buyer. James discussed multiple options and helped me find a loan package that balanced both long term wealth with near term affordability. James helped me to understand the mortgage process more thoroughly, and even screenshared the exact interface that he used to lock in rates. To top it off, he attended closing with me at the escrow office and participated real time with questions I had on the final documents. 10/10 - would make a large financial decision with them again"

robert holt

"James has guided me through two home purchases. He connected me with the real estate that he felt would fit the property type I was looking for, which has also been a great success. He and his team make the home buying process a breeze."

n warren